Sponsor Bank Readiness &
Independent AML Audits
Navigate regulatory complexities with confidence. RPY Innovations delivers precise, actionable Anti-Money Laundering audits designed to protect your platform and accelerate your growth.
The Challenge
Stay Ahead of Shifting Global Regulations
As FinTechs and payment companies drive disruptive innovation, regulatory scrutiny intensifies. An ineffective AML framework doesn't just invite costly fines—it threatens your banking relationships, partner trust, and scalability. You need more than a generic checklist; you need a strategic partner who understands the unique mechanics of modern payment flows, from embedded payments to complex cross-border transactions.
Transform compliance from a bottleneck into a strategic advantage. Rely on the payments experts who have empowered over 150 businesses to dramatically reduce risk exceptions.
Our Approach
Comprehensive. Strategic. Actionable.
We don’t just check boxes. We apply our deep expertise in the global payments ecosystem to ensure your AML program is robust, compliant, and tailored to your specific business model. Our audits provide the clarity needed to navigate opaque rules and mitigate risks effectively. Our auditors are CAMS and Advanced CAMS Audit certified.
Core Audit Areas Include:
Risk Assessment Review: Evaluating your specific geographic, product, and customer risk profiles to ensure your framework aligns with actual exposure.
Policy & Procedure Testing: Validating that your day-to-day operations and systemic controls accurately reflect your written compliance manuals.
Transaction Monitoring Analysis: Stress-testing the effectiveness of your alert thresholds, rule tuning, and case management processes.
KYC/CDD Verification: Assessing your customer onboarding, identity verification, and ongoing due diligence protocols.
We have the knowledge and velocity to respond in real-time to your needs, helping you anticipate roadblocks and clear compliance hurdles without slowing your product roadmap.
Why RPY?
Context Matters in Payments Compliance
Founded by payment technology veterans, our team knows that a Payment Facilitator's AML obligations look very different from those of a bank, Vertical SaaS platform or an ISO. An experienced and dedicated client manager stays with you every step of the journey, pulling in our subject matter experts to provide decisive recommendations you can actually implement.
Don't wait for a regulatory inquiry or a bank partner mandate to test your AML defenses. Reach out directly to RPY and our dedicated team of compliance experts to discuss your audit requirements today.