Is your payments program healthy?
Is your payments program as healthy as it could be?
At RPY Innovations, we’ve spent 15 years architecting and scaling embedded-payments solutions across SaaS, fintech, and marketplace models. That experience has taught us a simple truth: profitability, compliance, and interchange never stay still. To keep margins strong, you need constant, specialist vigilance without piling on project hours.
That’s why we’re launching RPY Payments Monitor, a continuous “wellness program” for your payments business that delivers expert oversight on an asynchronous, subscription basis.
What you’ll gain
1. Margin diagnostics, not guesswork
We dissect program costs line-by-line, highlighting excessive network fees, downgrade triggers, and hidden vendor charges—then map precise fixes.
2. Profit-first pricing insights
Our analysts benchmark your merchant pricing against interchange, scheme incentives, and peer data to reveal untapped yield (or margin erosion).
3. Interchange radar
We track every rule change—major brand, regional scheme, or sector-specific nuance—and translate updates into clear, vertical-ready action plans.
4. Compliance covered
From AML to PCI to network mandates, we maintain your training library, schedule reminders, and certify completions—so audits don’t derail growth.
5. On-call brain trust
Have a thorny BIN-sponsor question at 9 p.m.? Wondering if surcharging fits your model? One email summons senior RPY advisers—no change-order clock ticking.
Why it matters
• Stabilize EBITDA by reducing fee leakage and boosting effective rates
• Stay ahead of regulators instead of scrambling after an inquiry
• Focus engineering on product, not cost analytics and policy updates
• Scale confidently into new markets knowing expert eyes guard the back end
If you’re ready for a proactive, always-on approach to payments health—minus weekly stand-ups and rushed slide decks—let’s talk.
Email info@rpyin.com to schedule a brief diagnostic call. Your payments deserve a fitness plan that keeps pace with innovation.
